Wind Mitigation Inspections
Find Out How You Can Benefit from a HomeTeam Wind Mitigation Inspection
Wind mitigation inspections report on the wind resistance features of a home, building, or structure. These inspections were developed to save homeowners money on home insurance by crediting them for features that mitigate the amount of damage that may occur during a hurricane or strong windstorm.
Typically the reports and wind premium discounts* are based on an inspection of these 7 features:
- Building Code (up to 86%)
- Roof Covering (up to 11%)
- Roof to Deck Attachment (up to 9%)
- Roof to Wall Attachment (up to 35%)
- Roof Shape (up to 47%)
- Secondary Water Resistance (SWR) – where is the %?
- Opening Protection (up to 44%)
*Discounts may vary based on your insurance policy and/or state regulations. Your insurance agent is best prepared to assist you in determining your eligibility for mitigation credits and discounts.
A wind mitigation inspection can help you protect your home from damage caused by severe weather and save you money on your home insurance. Several states, including Florida, require insurance companies to reduce rates for homes that have specific wind mitigation features that make them better equipped to withstand storms. Having a wind mitigation inspection on your home can help you reduce the costs of your insurance premium. In many cases, your wind mitigation report will be certified for 5 years after the inspection.
Who is eligible for this discount?
Single-family homes and multi-family dwellings may be eligible for the credits and discounts. Mitigation premium discounts are based on nine different credit points that can only be determined by a certified wind mitigation inspector. Contact your insurance agent or local HomeTeam Inspection Service for more information.
How do I take advantage of the insurance discounts?
Call HomeTeam to schedule a certified inspector to perform a wind mitigation inspection on your home. We will inspect, photograph, and report the key features of the home that decrease the amount of damage that may occur during a hurricane or strong windstorm.
After the inspection, you will receive a report that verifies all the wind resistant features that will provide insurance credits for your home. Submit this report to your insurance company, who will then give you an estimate of your premium savings. Savings are based on the likelihood of your home to incur costly repairs if faced with a windstorm or hurricane.