Verify Insurability & Potential Discounts for Your Home
If you’re a new homeowner purchasing a new insurance policy or renewing an existing policy, a crucial part of that process should be a four-point inspection. This inspection focuses on the four main areas of interest in your home and will assist insurance companies with determining whether to insure your home in its current state or if improvements would first be required.
HomeTeam Inspection Service conducts four-point inspections and will determine the approximate age and general condition of your home’s major systems.
A four-point inspection covers:
- HVAC (Heating, ventilation, and air conditioning)—We’ll check both the interior and exterior of your systems to determine the year, make, model, and condition. We’ll check for visible corrosion, leaks, drain pan issues, and more.
- Plumbing—We’ll assess your supply lines and look for any visible leaks under sinks or around drains and pipes.
- Electrical—A few of our tasks include checking panels, breakers, grounds, and types of wiring. If there is an overhead electrical panel, we’ll identify the year it was installed and verify the condition of the GFCI’s.
- Roof—In addition to assessing the general condition of your building’s roof, we’ll also check the attic for leaks, determine the age of your roof coverings, and assess insulation, skylights, and other important areas.
Some insurance companies will require that your four-point inspection be performed by a licensed inspector, depending on state requirements. Make sure to consult your insurance provider to learn more about their requirements.
For fast, trusted, accurate inspections, allow HomeTeam to ensure your peace of mind.
A Team Effort
When you count on HomeTeam Inspection Service for your four-point inspections, you can be confident you’ve made the right choice. Unlike many of our competitors, we provide a team as opposed to just a single inspector. This allows us to not only be more thorough and combine the talents and experience of multiple people, but it also allows us to work faster so that we can finish in half the time of a regular inspection.